As a freelancer you don't need an accounting machine — just clarity: how much you earn, what you spend on the business, and what to hand over at tax time.
Your bank statement already holds it all. Converted to a spreadsheet and categorized, it becomes your dashboard.
If you mix everything on one account, categorization helps isolate what belongs to the business.
Totals by category and month — you see what you actually earn.
Export a clean Excel, or an accounting format when you need it.
Not always, but a dedicated account makes tracking far simpler. Categorization still helps sort a mixed account.
Yes — hosted in Europe, GDPR-compliant, nothing resold.